You would think you're done with life’s huge financial responsibilities once you retire. But guess what? Even after your retirement, you could find that you need life insurance for a variety of reasons.

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Whilst it's true that seniors may have difficulty securing insurance, at Mission Insurance, we can get the right seniors' life insurance for you. And what's more? We will get you covered, no matter your state of health!

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Your right insurance plan will be considered based on your age, health profile, amount of coverage you need, your budget, and purpose of insurance. You can get permanent or term life insurance plans, or medically underwritten or simplified issued products to accommodate your unique situation.

 

Permanent life insurance plans offer coverage for your whole life, they have higher premiums but tax-free payouts are guaranteed to your named beneficiary(ies). Term plans are typically cheaper. They offer coverage for a specific period of time, such as 10, 20, or 30 years, with most policies expiring between ages 80-85.

 

Medically underwritten plans require a comprehensive medical exam to determine your insurability, while simplified issued plans skip medical exams and use a detailed health questionnaire instead to determine your eligibility for insurance.