In today’s world, our lives are typically busy. We are so immersed in our work life because of the demanding nature of many jobs. This means we have to deal with extensive workloads, competing deadlines, and high-performance expectations. A vacation travel break can be rejuvenating, as it can give you a fresh perspective on life, open you to interesting experiences, and help you build memories with loved ones. But this usually comes with a huge expense.  

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A ton of unforeseen circumstances can ruin your travel plans, making you incur unexpected expenses and other losses. Having the right insurance plan can avert unnecessary travel expenses like emergency medical bills abroad, accidental death, trip cancellations, or loss of baggage or personal effects. Our Alberta travel insurance solutions can give you the right protection and enable you to enjoy a hassle-free journey. 

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What is Travel Insurance?​

Travel insurance is an insurance product for covering unforeseen losses incurred while traveling, either internationally or domestically. For some travellers, insurance is important, for others, it is not. Travel insurance is something you need to think through properly before investing your money. You need to consider what your chances of needing it is, and how much travel risk you are willing to take.

 

Understanding your options and making an informed decision before your trip are reasonable things to do before embarking on your journey. If you are still considering whether to invest in a travel insurance plan or not, and if the potential loss of all your travel investment concerns you should an unexpected incident arise, then this should be a good enough reason to do so. 

 

If you are traveling out of Alberta or out of the country, we have different travel insurance plans that can cover emergency medical bills during your trip and other kinds of expenses. Unexpected medical bills abroad are outrageous and can become a major financial challenge if you didn’t make advance plans to cater for such expenses.  

 

The best time to buy your travel insurance is immediately after you have completed all your travel arrangements. Once you know your travel itinerary like your airfare, hotel bills for lay-over stays, etc., you will have a better idea of what your pre-paid trip cost is. With this knowledge, you can then purchase travel insurance to ensure you get an accurate quote so that your total travel expenses can be protected in case there is a trip cancellation for example. For domestic travel within Canada, we highly recommend trip cancellation plans.

 

The earlier you buy your travel insurance, the bigger your coverage window. This can make you eligible for pre-existing medical conditions benefit in some policies. If you fail to buy travel insurance because you postponed doing so until it’s too late, when you are faced with unforeseen issues, you will likely pay out of pocket or use your credit cards. This will increase your debts and put you under unwanted financial strain. 

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Affordable Travel Insurance Plans​

From our range of travel insurance plans, we can offer you plans with affordable prices that can provide coverage for medical expenses up to $10 million per person, if needed. You can also customize your plan to include trip cancellation costs and other options that fit your travel needs. If you are a frequent traveler, you might consider multi-trip plans that can provide coverage for multiple trips during the term of your policy. Our experienced insurance advisors will answer all your questions and provide you with a custom plan that fits your travel needs and budget. With this in place, you will be better equipped to handle any unseen hurdles during your travel.